Logistics & transport

Quick answer

Logistics firms need vehicles and fuel up front and are paid on credit terms, so asset financing for the fleet plus invoice financing for receivables is a common pairing.

Best-fit financing, in order

  1. 1

    Leasing & asset financing

    Why: Trucks and vans are financed against themselves via hire purchase or leasing.

  2. 2

    Invoice financing & factoring

    Why: Unlock cash from customers who pay in 30 to 90 days.

  3. 3

    Bank term loans & credit lines

    Why: Fuel-card and working-capital lines smooth day-to-day cash.

  4. 4

    Grants & matching grants

    Why: Digitalisation and green-fleet programmes may co-fund tracking and upgrades.

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